401k Current Balance vs Vested Balance: Why Your Vested Balance Is Lower | How to Fix It

401k Current Balance vs Vested Balance | Why Your Vested Balance Is Lower

If you’ve recently checked your 401k statement and noticed that your vested balance is noticeably lower than your total account balance, you’re far from alone. This is a common point of confusion for many people as they take a closer look at their retirement savings. Understanding the difference between these numbers is essential to making … Read more

401k Vested vs Wasted: Avoid Losing Employer Match

401k Vested vs Wasted: Avoid Losing Employer Match

Saving for retirement through a 401k plan is one of the smartest financial decisions you can make. But what many people don’t realize is that employer contributions come with strings attached. Specifically, if you leave your job too soon, you might walk away without some of the money your employer has added to your account. … Read more